401(k)

The statistics are all around, and the accompanying headlines tell a bleak story. It's probable that the Sandwich Generation is uncomfortably underprepared for retirement. According to an Insured Retirement Institute study, 31 percent of Sandwichers who are still employed do not have a retirement...

It’s hard to believe that it’s already December, but 2015 is quickly drawing to a close. Tax day for Americans is still more than four months away, but the financial decisions you make in the last remaining weeks of the year can make a big impact on the size of your 2016 tax bill. Here...

Regardless of where you are in the personal retirement budgeting journey, one thing remains constant: You have an incalculable amount of control over how your retirement years play out. Whether you are looking to spend the years after your 65th birthday in "traditional" retirement...

It's still months away, but planning ahead for tax season 2016 can lower your income taxes and pay off in a big way. Additionally, in order to get the most bang for your buck next tax season, many of the most beneficial moves need to be made before December 31. Below are just a few things that can...

While accessing the funds in 401(k) accounts isn't impossible, it's highly advised against -- and for good reason. According to Forbes, tapping into that money should only occur if there's an "immediate and heavy financial need." In other words, it should be considered as a...

Investors who participate in employer-sponsored 401(k) plans are already way ahead of most Americans. According to 2014 data from the Federal Reserve, only about half of private-sector workers are stashing away money in their employers' plans. But even the steady-Eddie savers face the often...

A recent Bankrate Money Pulse survey reports that 52 percent of Americans don’t own stocks or stock-based investments such as 401(k)s and mutual funds. The survey cited several reasons why Americans are opting not to invest, a choice which could lead to lower overall wealth and retirement...

Retirement planning is an essential part of rounding out your financial portfolio and investing in your future. While there are various methods of savings vehicles, one of the most common retirement plans is an Individual Retirement Account (IRA). IRAs are not the same as 401(k)s or other...

As the year comes to and end, just a few days remain for some last-minute tax moves to prep for April 15, 2015. When considering late-in-the-year moves, a few things must be kept in mind: Do not act out of haste and fear Revisit specifics in order to get the best options available Be...

“If you owe somebody or love somebody, the answer is ‘Yes.’” Marvin Feldman, President and CEO of nonprofit insurance education organization, Life Happens, provided that simple, all-inclusive answer to Benzinga’s question recently as part of a wide-ranging discussion on the subject of retirees...

Despite criticism for the low wages it pays its workers, McDonald’s (NYSE: MCD) offers generous retirement options in the form of the company’s 401(k) plan. Workers who set aside one percent of their wages receive a 300 percent match from McDonald’s. The next four percent is matched 100 percent...

Wal-Mart's (NYSE: WMT) $15 billion package of 401(k) retirement accounts may be up for grabs after reports circulated that the company is considering switching the bank that holds the accounts. Currently, Bank of America (NYSE: BAC) holds the accounts but the retailer may be looking to switch...