retirement

Holidays are often ushered in with high expectations. From travel to hosting family, elaborate decorations and dinners to thoughtful gifts, the end of the year can also cater in large debts. Particularly for recent retirees making the transition between a steady paycheck and living off pensions/...

Although the present day hoopla over retirement is certainly cause for much financial concern, particularly among older Americans, retirement has not always been such a hotly contended subject – retirement has only within recent memory been a tangible concept at all. When considering retirement...

While accessing the funds in 401(k) accounts isn't impossible, it's highly advised against -- and for good reason. According to Forbes, tapping into that money should only occur if there's an "immediate and heavy financial need." In other words, it should be considered as a...

Tax season may still be months away, but the IRS is busily updating and revising tax code. While changes are a common occurrence throughout the year, the implications of the updates often go unnoticed right up until it is time to file. However, keeping an eye on the IRS during the "off...

Family members do not have to be legal dependents to be financial burdens. Likewise, major life changes seem to occur cyclically within family units. Children age and hit new stages of independence; parents age and hit new stages of dependence. Facing the generational changes of growing up and...

As life progresses, financial situations universally and constantly transform. Regardless of age or status, an individual's financial health today will not be identical to what it was 10 years ago or 10 years from now. Whether due to a job change, unexpected and life-altering circumstances or...

With the tagline "The Robin Hood of Fees," startup FeeX is hoping to help people take charge of their finances by eliminating unnecessary fees associated with their accounts. The company analyzes a user's investment accounts and provides feedback letting them know whether or not...

E*TRADE Financial Corp (NASDAQ: ETFC) recently spoke with Benzinga and shared some as-of-yet uncirculated data and tips from its senior vice president of retirement, investing and savings, Lena Haas, regarding the disparity between investor sentiment and action in regards to retirement. Each...

According to a report released Monday by Bankrate.com (NYSE: RATE), the Phoenix metro area has been cited as the best place for retirement, while New York City ranked the worst. Based upon weather, cost of living, healthcare quality, crime rate, walkability, senior well-being, and tax burden,...

In a recent survey report by HSBC Holdings plc (ADR) (NYSE: HSBC) titled "The Future of Retirement: Choices for later life," retirement savings trends were analyzed. As the 11th report in HSBC's retirement studies series, HSBC investigated the sentiments of employed adults with...

A core holding in many portfolios is an S&P 500 index fund. For Americans, it's the best known index, so it's often an easy purchase. The S&P 500 captures about 80 percent of U.S. market capitalization; as such, it's a fairly good (though not perfect) gauge of domestic...

Investors who participate in employer-sponsored 401(k) plans are already way ahead of most Americans. According to 2014 data from the Federal Reserve, only about half of private-sector workers are stashing away money in their employers' plans. But even the steady-Eddie savers face the often...

On Thursday, Apple Inc. (NASDAQ: AAPL) announced that it would be partnering with International Business Machines Corp. (NYSE: IBM) and Japan Post Holdings Co. to serve Japan's elderly population. The three companies are planning to improve the quality of life for senior citizens in Japan...

Earlier this year, TD Ameritrade Holding Corp. (NYSE: AMTD) released its 2015 Retirement Survey, which publicized that unanticipated life events cost Americans $2.5 trillion in lost savings. However, new findings from the survey have since been analyzed and began circulation last week. In...

One of the biggest fears among the aging population is outliving retirement savings. The cost of modern living coupled with the miracles of modern medical technology means that money could eventually get tight if retirees live far beyond their retirement age. However, one popular financial...