USAA

It's finally the New Year: a time to reflect on the past 365 days and decide how to charge forward into a new era. And for many Americans, this period of resolutions involves losing inches and pounds or revamping money habits. However, with the right mindset, proper planning and dedication, these...

As the most celebrated and expensive gift-giving day of the year peeks eagerly around the corner, last-minute gift ideas are circulating news outlets and social media in earnest. While many of the ideas are ingenious and thrifty, their practicality is not always on point. However, one gift-giving...

According to the United States Department of Justice, "[T]he ages of 25–44 are the peak years for filing bankruptcy. People between the ages of 45 and 59 file at about the rate that would be expected by their proportion in the population at large." In other words, those who file bankruptcy...

After months of speculation, the Federal Reserve made a decision last week to raise interest rates for the first time in almost a decade. While the initial rate hike is very small, at just 25 basis points, the move in and of itself has many investors concerned over the subsequent consequences....

Earlier this week, the Federal Reserve made a decision to raise interest rates for the first time in almost a decade. While the United States has as of late enjoyed a zero interest environment, that is now changing. And, based on comments by the central bank at their monthly meeting, this initial...

For homebuyers, the go-to resources for information and education are generationally divided. Whether due to comfort or past experiences, where you look first or who you talk to first is statistically different based on your age bracket. According to 2015 National Association of Realtors®...

First-time homebuyers are often overwhelmed with information. From interest rates to loan offerings, approvals to inspections and realtor lingo to legalese, the whole process quickly becomes headache inducing. Having never made such a colossal purchase, literally or financially, there is a...

As a demographic firmly situated between aging parents and increasingly independent children, members of the Sandwich Generation frequently feel the financial squeeze from both ends of the equation. Although middle age is often glamorized as an age of freedom, with the apron strings severed and...

It's still weeks away, but in true Millennial fashion, early planning for the New Year is a hot topic. As the holiday how-to and DIY ideas begin circulating social media in earnest, quietly breaking up the monotony of winter wonderland prep is the whisper of New Year's Resolutions. And...

As it's been said countless times, even the smallest savings can have a significant impact over an extended period of time. Whether it's putting aside a dollar a day and investing that $30 once a month or cutting costs throughout your budget, the little efforts will pay off. With the correct...

Most Americans will experience a psychological event sometime between their late thirties and late fifties where, due to both physical/mental changes and environmental transitions, a sense of instability or unrest settles in. Unaffectionately called the "Midlife Crisis," this phenomenon...

The image of Thanksgiving has begun to shift within the last few decades. The construction-paper clad school children parading as pilgrims and Native Americans may remain as staples of the holiday, and turkey and stuffing are unlikely to disappear from the family table. However, with the...

The shopping extravaganza of the year is just one week away, and earlier this week, one of many surveys on Millennials and shopping trends related to Black Friday was released. 80 Million And Counting Despite the highly circulated stereotypes of self-centeredness, money mismanagement and...

Regardless of where you are in the personal retirement budgeting journey, one thing remains constant: You have an incalculable amount of control over how your retirement years play out. Whether you are looking to spend the years after your 65th birthday in "traditional" retirement...

Budgeting is often handled as a one-and-done practice, with all of the outlining and planning taking place only once. This prevailing notion overlooks how transient life is. With every passing day, your life changes – if you do not expect to be the same person you were 10 years ago, why...