USAA

While nobody goes into a marriage expecting divorce as the outcome, statistics show that the possibility should be taken into account. According to Divorce Statistics, on average in America, 45–50 percent of all first marriages end in divorce. The likelihood increases with each subsequent...

For an event so universal no person in recent history has escaped it, death remains one of the most shrouded, taboo and euphemized issues. Couple that with the "impolite" conversation topic of finances, the negative reputation the funeral industry has received and the rampant emotions...

Long gone are traditional dowries, and coupled with the aging demographic of betrothed couples, so too are the customary financial roles. With the average American bride just over 25 and the average groom almost 27, many couples are expected to be financially independent in their own rights and...

Being productive does not have to be a massive undertaking. Quite counterintuitively, small steps often pave the way toward greater, more permanent change than massive, sweeping strides. Just as habitual psychology suggests making small changes slowly as opposed to embarking on an immediate 180...

It's amazing the allure of ignorance. People gravitate toward a life of "winging it" to escape the realities of the necessity of budgeting. Whether you make bank or barely enough to eke by every month, escapism is a Band-Aid that just delays the festering. It doesn't prevent...

While it's unpleasant to think about it, disasters happen. Things get stolen. Natural disasters leave homes unlivable and possessions beyond repair. That's why home and property insurance exist — to rebuild after things beyond our control leave us materially devastated. However,...

From Sunday School classes to middle school counselor-led assemblies, employee workshops to in-services and retreats, the lessons of humility have been pounded into the majority of American society's subconscious at all stages of life. However, once the conferences are over, the retreats long left...

While the reasons vary and debt in and of itself is not an indicator of a person's character, cyclical debt is highly problematic. Unlike a single instance of debilitating debt caused by inexplicable bad fortune, cyclical debt is the yo-yo dieting of the financial realm. Individuals make poor money...

Members of the sandwich generation, take time to remember that the difficulties felt are virtually universal — from the older generation losing their independence but trying to maintain their sense of autonomy to the younger generation, trying to become independent for the first time....

While some may argue investing strategies are rather straight forward and mathematical — and they wouldn't be incorrect — what is often glossed over are the formulaic changes inevitably implemented as different stages of life are hit. Just as other priorities in life change...

There are so many ways you can handle your budget without calling in the big guns. However, whether you are not financially literate, don't seem to have the time/motivation or are so far removed from financial security that you don't even know where to start, using available resources such...

Becoming a caregiver for anyone can be draining — emotionally, physically and even financially. But when the person in need of ‘round-the-clock assistance is a parent, the stakes become even higher. The decision should not be taken lightly, nor should it be fueled by emotions. Whether...

While there are plenty of everyday commodities that are clearly worth their cost, others are open pits for frivolous spending. Unfortunately, thanks in part to successful advertising tactics and societal mentality that new and innovative outweigh tried and true, many people stumble through each...

Regardless of how old you are, there's something you should be doing to prep for retirement. From basic planning strategies to hunkering down for the last lap, keep track of where you are on the journey. It starts much earlier than most people assume. Before 25 While advice for young adults...

Retirement may still be a handful of decades away, but thinking long term — over 40 years ahead — can pay off in almost incomprehensible ways. The choices you make while you're still young will have a huge impact on your future. For example, by investing an annual $2,000 for seven...