USAA

When you've found yourself in deep debt, the kind that can physically make you ill when you think about your income versus your spending habits, it's easy to cajole yourself into a state of submission. By actively ignoring the issue (too much outflow for too little income) and passively...

There's a common misconception that lower income families are a) fat and b) unhealthy, because quick, affordable food is nutritionally crap. Conversely, there's another familiar fallacy that those who struggle financially are also doomed to face malnutrition, because of the lack of...

While savings and budgeting tips abound, there are certain things that — no matter how frugal you want to live — just aren't worth saving the pennies. The main reason being, the cheap options are more than cheap quality; the cheaper quality downright does not justify the lower cost....

Debt happens to many people, but some face a debt situation unlike the "average" graduate who carries loan debts and has a plan for paying them off, or the homeowner who has a mortgage payment and a car loan. Seemingly insurmountable debt, however, is a different beast. This debt is the debt that...

As summer continues to sizzle, your utility bills are likely to see an incremental spike over the next few months. However, if you have aging parents and are involved in their finances, you may be even more concerned about the increased expenses ahead. It’s important to realized that...

We’re in a technologically saturated world, and while the vastness of social media can seem daunting, there’s something out there for everyone. And with just a little know-how, the top social media sites can be incrementally more helpful than simply keeping up with the latest gossip,...

Credit is one of those notoriously confusing financial vehicles. It's the bane of many people's existence, but it is also all-but essential for financially independent survival. It's a device that can hinder or help future financial investments, and the decisions made that have reciprocal...

While the financial duress of the Millennial generation is widely publicized, the amount of coverage doesn't seem to be doing anything to curb the trend. However, suggesting ways to escape the cycle of living paycheck to paycheck can perhaps be beneficial. While the above infographic was published...

The battle for financial literacy rages on as educators and parents, politicians and lobbyists constantly engage in conversations over who should be teaching youth about money, and at what age these instructions should begin. Reliance on public education, however good the intentions of teachers...

With all the talk about Brexit and the consequential global markets' reactions since the vote, it's easy to inflate the event, despite the markets' moves being more self-fulfilling prophesies than "legitimate" reactions. Because investors sometimes act on instinct instead of meticulous logic,...

Taking care of another person, be it an aging parent, disabled child or extended relative who cannot live independently, can take its toll on the caregiver mentally, physically and financially. It is important to be aware that help is available to reduce the stress of these three commonly...

For those who fit within the demographic of “Sandwich Generation,” there’s an abundance of side effects likely to arise at some point during your tenure of caring simultaneously for your aging parents and your adult children. In addition to providing care — whether that...

When considering retirement, what typically comes to mind? Where you’ll live? How you’ll afford the lifestyle you want? How you’ll fill your time? What about your physical and mental health? For as much emphasis is put on saving financially for retirement, perhaps one...

Employment has entered the retirement conversation in a new way. No longer does the topic only come up in an adverse existential way or through the negative (“I no longer am employed,” “employment was a part of who I used to be”), but it has become a continuation of the...

It’s a natural instinct to want to help those we love, particularly if we are in a position where that financial assistance is feasible. However, it’s often inadvisable to loan money to friends or family, and even more imprudent to co-sign on a debt. Keep in mind, that is exactly what...